Involved in a collision using Uber?
All Accidents are different and happen unexpectedly. For every accident there are cases that differentiate it from the others.
Car accidents that involve private drivers, taxi companies and ride-sharing companies such as Uber and Lyft are more complex than your standard car accidents.
What are the outcomes of getting into an Uber accident?
Like other types of accidents, those involving an Uber can cause:
- Injuries that range from scratches, bruises to even permanent damage
- Medical expenses
- Damage to private property
- Discussions about who is responsible
If you are an Uber passenger and the other driver is at fault for the crash, uninsured motorist coverage is applicable for up to $ 1 million as long as the person responsible does not have insurance or their policy is insufficient to cover the expenses.
If the accident occurs when the driver is not on an Uber trip, the coverage is less; the company offers coverage of $ 50,000 per person and up to $ 100,000 per accident.
If you are an Uber or Lyft driver who was in an accident and you are losing income because your car is out of service, you can file a claim for lost income or “downtime.”
You will be asked for documents that prove the amount of income you receive from travel services. The other driver’s insurer will likely argue that you had an obligation to “mitigate your losses.”
However, the claim is necessary, as Uber and Lyft do not allow the use of rental cars while using the application, making it impossible to mitigate losses.