Should I accept an offer from the insurance company after an accident?

Jun 2, 2021 | News

Surviving a vehicle accident is one of the scariest and most traumatic events in your life. When you get hurt in a crash, your first priority is to focus on your health and recovery. You will probably start accumulating medical bills, some of which may be quite substantial. The insurance company will contact you following an accident to get a statement and to find out about your medical expenses. It is often a good idea to speak to an experienced Atlanta personal injury attorney before you talk to the insurance representative.



How Much Is My Claim Worth?

Every claim is different, and every accident has a unique set of circumstances. It is difficult to know how much your claim is worth. However, you need to make sure that the settlement offer covers your medical expenses, along with some money for pain and suffering, lost wages, and any other expenses that you paid because of the injury. It is best not to entertain any settlement offer until your injuries are completely healed. Some injuries are more severe than others.
In some cases, an injury will require long-term recovery, additional surgery, and rehabilitation. If you suffered a disability because of the accident, you will be entitled to additional compensation. For example, if you had to have an amputation, you will be disabled for the rest of your life. If the injury limits your ability to work or requires ongoing medical care, you should receive money to cover these costs. An experienced Atlanta accident attorney will assist you with your claim and will give you a broad idea of the compensation that you may be owed for your injury.

Do Not Accept a Settlement

The insurance company is in business to make money. They want to limit the money they pay out in claims. Therefore, the insurance adjuster may contact you following the accident and provide you with a settlement. All too often, this initial offer is far too low and might not cover all of your medical expenses. Do not accept or cash the check. If you cash the check, you will waive your right to take legal action and you will be limited to the amount of money you received.
Although you may be in need of money, do not cash a settlement check that is not sufficient for your injuries. Contact a knowledgeable Atlanta injury attorney for legal guidance. Your attorney will work on your behalf to negotiate a fair settlement. If they can’t reach an agreement, the matter may proceed to court. Most personal injury cases, however, are settled before they get that far. Do not accept less money than your injury is worth.
At ORLANDO FIRM, our injury lawyers understand accident cases. We know how to negotiate a settlement that is fair for our clients. We have obtained millions of dollars for our clients and we can help you, too. Contact our legal team at Orlando Firm for a free consultation to discuss your legal options. Call us 404-373-1800