What Is A Catastrophic Injury?

Oct 2, 2021 | News

A catastrophic injury after a car accident is exactly what it sounds like. It’s a serious, debilitating injury caused by an auto accident that has disastrous effects on the injured person’s life. Examples are TBIs and spinal cord injuries. Many survivors cannot work due to life-long disabilities. In addition to turning an injured person’s life upside down, these injuries frequently put serious emotional and financial stress on the person’s family. Families do not when or if their lives will return to normal. Plus, they are faced with concerns about paying for catastrophic medical care and supporting the family. Loved ones may have to miss work or stop working altogether to care for and tend to a family member who has suffered this type of injury.

What is a catastrophic injury?

A catastrophic injury is a serious, disabling injury that has long-term and potentially permanent effects on the injured person’s life. Many injury survivors suffer TBIs or spinal cord injuries that disable from walking, communicating, caring for themselves or working. The seriousness of this type of injury cannot be overstated. What distinguishes it from other, non-calamitous injuries is its life-altering nature. Tragically, the lives that survivors of these types of injuries – as well as their families – live after a car accident all too frequently bear very little resemblance to the lives they lived before their injury.


Types of catastrophic injuries

Whether an injury qualifies as this type of injury depends on the extent to which it alters – either permanently or on a long-term basis – an injured person ‘s ability to live his or her life of her. TBIs and spinal cord injuries are the most common. Common catastrophic injuries include:

  • Traumatic brain injury (TBI)
  • Head trauma
  • Accidental amputation
  • Spinal cord injury (SCI)
  • Severe burns
  • Severe bone fracture
  • Multiple bone fractures
  • Eye injury
  • Shoulder injury
  • Foot injury
  • Back injury
  • Neck injury
  • Organ damage
  • Neurological disorders
  • Paralysis
  • Paraplegia
  • Quadriplegia


What treatment is appropriate?
Determining what treatment is appropriate for a catastrophic injury after a car accident will depend on the nature of it. TBIs require a different course of treatment than do spinal cord injuries or accidental amputations. But treatment frequently involves 24/7 care, cognitive, speech and rehabilitation therapy and surgery. The necessary care for a person’s injury may involve being admitted to a residential care facility or receiving attendant care in the injured person’s home. Similarly, depending on the nature of the person’s injury, there may be home- and / or vehicle-modifications that need to be made to accommodate the injured person’s mobility limitations. Additionally, injury survivors and their families and caregivers will spend a great deal of time seeing doctors and specialists who will monitor and steer the treatment process.
Can I sue or bring a lawsuit after suffering this type of injury? 
Yes. You can sue after suffering a catastrophic injury after a car accident if you can show another driver was at-fault for causing the accident. You can sue for “excess” medical costs and lost wages. You can also sue for pain and suffering compensation if you suffered a “serious impairment of body function.” In a negligence lawsuit against the at-fault driver, the  injury survivor can pursue claims for not only pain and suffering compensation and excess medical costs and lost wages, but he or she may also seek to recover compensation for permanent disfigurement, loss of enjoyment of life, mental anguish, and loss of consortium. A injury survivor can also sue for unpaid, overdue No-Fault benefits – which are intended to cover accident-related medical bills, wage loss, attendant care and replacement services. But unlike a negligence lawsuit, in a lawsuit for unpaid, overdue No-Fault benefits an injury survivor is not required to prove that another driver was at-fault for the accident that resulted in his or her injury.
Link: https://www.michiganautolaw.com/personal-injury-lawyer/catastrophic-injury/